Kelley & Mullis Financial Updates

Written material is meant for general illustration and/or informational purposes only and it is not to be construed as tax, legal, or investment advice. Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary, therefore, the information should be relied upon when coordinated with individual professional advice.

Start early on college saving

College costs can be more than a little painful, but with the proper financial planning, you could be whistling your child’s college fight song all the way to the bank.

college student graduating

Although federal and state financial aid for college students have decreased, published in-state tuition costs and fees at public four-year institutions increased 2.2 percent per year beyond inflation over the last 10 years, according to the College Board, a nonprofit representing colleges and universities.

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IRA Basics

Individual Retirement Accounts (IRAs) are a crucial component to many retirement plans.

As the first wave of the baby boomer generation begins to enter retirement, the focus on a comprehensive retirement plan has never been more prevalent. Most financial professionals agree that a comprehensive retirement plan should include some sort of employer-sponsored retirement plan, such as a pension plan or a 401(k). But it should also include your own personal savings plan, such as an Individual Retirement Account (IRA).

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Business Succession Planning

Before you can choose a successor, you need to know what your business needs to succeed after your departure.

Business Succession Planning

Entrepreneurs often spend so much time building their business, they give little thought to how they’ll leave it and often get blindsided by the amount of time it takes to create and execute an effective succession plan.

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Working Longer Before Retiring

Working Longer Before Retiring

Many pre-retirees are concerned that their nest eggs won’t be large enough to maintain a comfortable retirement. A recent study by the Transamerica Center for Retirement Studies reported 48 percent of workers surveyed listed outliving their money as one of their top fears about retirement, while 40 percent answered not meeting the basic financial needs of their family during retirement as their biggest concern.

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Communicating with a Financial Professional

Communicating with a Financial Professional

People generally expect financial professionals to focus on the fiscal side of their clients’ retirement plans. Without a doubt, ensuring clients have adequate savings to continue living comfortably is extremely important, and advisors do their best to help clients attain this security. But a deeper knowledge and understanding of the people they serve can help them provide an even higher level of service.

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Retirement Will Happen: Be Prepared with Your Own Savings

Retirement Will Happen: Be Prepared with Your Own Savings

Most comprehensive retirement plans include some sort of employer-sponsored retirement plan such as a pension plan or a 401(k), especially if you can get an employee match. But your retirement strategy should also include your own personal savings plan such as an Individual Retirement Account (IRA). While you may feel retirement is still decades away for you, you should be saving for the inevitable today by using tax-advantaged accounts.

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Barron’s Recognizes Kelley & Mullis Managing Partner in 2019 Top Financial Advisor Listings

img alt="Barron’s Recognizes Kelley & Mullis Managing Partner in 2019 Top Financial Advisor Listings" class="caption" src="/images/Barrons2019.gif" />

Birmingham, Ala. – Michael Mullis, managing partner and wealth manager for Kelley & Mullis Wealth Management, was recognized as one of Barron’s 2019 “America’s Top 1,200 Financial Advisors“ and ranked among the Top 10 financial advisors in Alabama.

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Trusts Can Help Legacy Live On

A trust may be one of the best options for ensuring your memory lives on. Here are two that may be right for you. 

Trusts Can Help Legacy Live On

Discussing death is never a pleasant aspect of financial planning, but it’s certainly one of the most important. While no one likes...

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Tax Savings through Year-End Gifting Strategies

As the seasons change and we’re into the fall and winter months, it might seem odd to think about next year’s taxes, but now is a good time to review your financial situation before the books close on the year and take steps to try to avoid a large...

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What is Behind the Recent Market Pullback?

Too much complacency in the market has finally taken its toll, as U.S. stocks sold off sharply during October on investor concerns over rising interest rates and the growing trade wars that have started to take a toll on corporations.

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Dancing with Debt

Younger generations have the majority of their lives ahead of them, but there is also a lot still holding them back. Between student loans, car loans, and credit cards, this generation has plenty to pay back before they can move forwar 

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Late-Stage College Savings Strategies

Just because your child is about to enter college doesn’t mean you’ve run out of time to save money.

 

It’s a common myth that if your child is about to head to college or is already in college, you’ve reached a point when the only thing left to do...

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Contact Us

2008 Stonegate Trail, Ste. 112
Vestavia Hills, AL 35242

Phone: (205) 733-8006

Fax: (205) 733-8870

Toll Free: (844) 715-6418

Email: info@kmwealthmanagement.com

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