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Tax Savings through Year-End Gifting Strategies

As the seasons change and we’re into the fall and winter months, it might seem odd to think about next year’s taxes, but now is a good time to review your financial situation before the books close on the year and take steps to try to avoid a large

Dancing with Debt

Younger generations have the majority of their lives ahead of them, but there is also a lot still holding them back. Between student loans, car loans, and credit cards, this generation has plenty to pay back before they can move forwar 

According to

Late-Stage College Savings Strategies

Just because your child is about to enter college doesn’t mean you’ve run out of time to save money.

 

It’s a common myth that if your child is about to head to college or is already in college, you’ve reached a point when the only thing left to do

Mid-Year Reviews Pay Off at Year-End

The middle of each calendar year marks an excellent time to review the health of your current financial plan. Life events, taxes, and market conditions can all dramatically affect your financial security.  

A review of your personal finances is a

Saving for the Future

Saving for the Future

Saving for the future doesn’t just mean saving for retirement. It may mean saving for your children’s education or saving for children in general. It may also mean savings for a vacation or upcoming major purchases ranging in price from a new home

Budgeting: A Lifelong Necessity

Why Should You Create a Weekly Budget?

Budgeting requires determining all of your expenses and that includes much more than just your monthly bills. To be financially smart, it is best to start with a budget as it is an effective way in helping you save and spend wisely. Start your

Beware of Schemes During Tax Season

It’s tax season! Every year, around this time, the Internal Revenue Service (IRS) publishes its dirty dozen – a list of scams criminals use to try and ferret out personal information and/or steal money. For example, if you received an email from a

Sustainable and Responsible Investing

Increasingly, investors seek to align their personal beliefs with their financial actions.

Not so long ago, the phrase “socially responsible investing” might have brought to mind environmentalists keeping their investment dollars out of companies they believed to be damaging the earth or animal rights activists rejecting companies who

Are You Ready to Retire?

Will you be able to retire comfortably?

There is a simple and unsettling reality in the United States. Most Americans are not financially prepared for retirement.

Some are completely unprepared. The Employee Benefits Research Institute (EBRI)’s 2017 Retirement Confidence Survey found

Stick to the Plan

Having a long-term financial plan gives your logic a leg up over your emotions during times of market volatility.

A financial plan can bolster your logic when your emotions want to take over

When stock markets are highly volatile, the roller coaster ride can test even the most stoic of investors. But those with a

Beware of State Taxes and Rising Fees on Estates

State taxes may affect your estate, even if federal taxes don’t

You have worked hard, managed your finances well and invested wisely to protect your future and to care for your family. It’s crucial not to lessen your vigilance when it comes to your estate. The American Taxpayer Relief Act has lulled some

Five Tips for Keeping Your Financial Resolutions

Take time to make a list of your financial resolutions.

With the New Year approaching, take time to make a list of your financial resolutions. Financial resolutions can be especially difficult to stick with because, like eating and exercising, our spending, saving and investing habits tend to be tied to

5 Simple Ways To Demolish Your Debt In 2017

 Making it a priority to pay off debt can save you big bucks.

Whether you owe money for credit cards, personal loans, or student loans, making it a priority to pay off debt can save you big bucks. In fact, paying debt off early can save thousands of dollars.

As we are more than half way into the year, it’s

529 Plans: Prepaid Educational Arrangements

529s have become one of the most popular college savings options.

Section 529 of the tax code established two types of higher education investment plans that receive preferential tax treatment. The 529 college savings plan allows assets in the account to grow and withdrawals for college expenses to be made tax

Your One Stop Guide To Retirement Planning

Do You Feel Overwhelmed Thinking About Retirement Planning?

Do you feel overwhelmed thinking about retirement planning? It's one of the most common topics we're asked about. One way to make it more manageable is to break it down into a series of decisions:

How much do you need to save?  This is the most

7 Budget Tips To Help You Save Costs When You Travel

Travel is the only thing you buy which makes you richer

We wholeheartedly agree with the saying, “Travel is the only thing you buy which makes you richer”. However, bank accounts generally don’t. While we’d all love to spend our holidays in a luxurious coma, we find ourselves compromising on little

3 Ways You Can Lose Your Social Security Benefits

Don't Risk losing your Social Security benefits Tens of millions of Americans rely on their Social Security benefits, and many are in a position in which they can't really afford to lose their monthly checks. Yet there are a few situations in which the Social Security Administration can and will

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