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Sustainable and Responsible Investing

Increasingly, investors seek to align their personal beliefs with their financial actions.

Not so long ago, the phrase “socially responsible investing” might have brought to mind environmentalists keeping their investment dollars out of companies they believed to be damaging the earth or animal rights activists rejecting companies who

Are You Ready to Retire?

Will you be able to retire comfortably?

There is a simple and unsettling reality in the United States. Most Americans are not financially prepared for retirement.

Some are completely unprepared. The Employee Benefits Research Institute (EBRI)’s 2017 Retirement Confidence Survey found

Stick to the Plan

Having a long-term financial plan gives your logic a leg up over your emotions during times of market volatility.

A financial plan can bolster your logic when your emotions want to take over

When stock markets are highly volatile, the roller coaster ride can test even the most stoic of investors. But those with a

Beware of State Taxes and Rising Fees on Estates

State taxes may affect your estate, even if federal taxes don’t

You have worked hard, managed your finances well and invested wisely to protect your future and to care for your family. It’s crucial not to lessen your vigilance when it comes to your estate. The American Taxpayer Relief Act has lulled some

Five Tips for Keeping Your Financial Resolutions

Take time to make a list of your financial resolutions.

With the New Year approaching, take time to make a list of your financial resolutions. Financial resolutions can be especially difficult to stick with because, like eating and exercising, our spending, saving and investing habits tend to be tied to

5 Simple Ways To Demolish Your Debt In 2017

 Making it a priority to pay off debt can save you big bucks.

Whether you owe money for credit cards, personal loans, or student loans, making it a priority to pay off debt can save you big bucks. In fact, paying debt off early can save thousands of dollars.

As we are more than half way into the year, it’s

529 Plans: Prepaid Educational Arrangements

529s have become one of the most popular college savings options.

Section 529 of the tax code established two types of higher education investment plans that receive preferential tax treatment. The 529 college savings plan allows assets in the account to grow and withdrawals for college expenses to be made tax

Your One Stop Guide To Retirement Planning

Do You Feel Overwhelmed Thinking About Retirement Planning?

Do you feel overwhelmed thinking about retirement planning? It's one of the most common topics we're asked about. One way to make it more manageable is to break it down into a series of decisions:

How much do you need to save?  This is the most

7 Budget Tips To Help You Save Costs When You Travel

Travel is the only thing you buy which makes you richer

We wholeheartedly agree with the saying, “Travel is the only thing you buy which makes you richer”. However, bank accounts generally don’t. While we’d all love to spend our holidays in a luxurious coma, we find ourselves compromising on little

3 Ways You Can Lose Your Social Security Benefits

Don't Risk losing your Social Security benefits Tens of millions of Americans rely on their Social Security benefits, and many are in a position in which they can't really afford to lose their monthly checks. Yet there are a few situations in which the Social Security Administration can and will

Health Savings Accounts

HSAs have the potential to fill gaps in insurance coverage during retirement or employment changes.

Do you know the importance of Health Savings Accounts (HSAs)?

Congress created Health Savings Accounts (HSAs) in 2004. As of January of 2015, the number of Americans utilizing these vehicles for accumulating

Budgeting For Your Retirement

Retirement planning requires determining your retirement expenses, and that starts well before you retire.  

Start your budget planning process at least five years before you  retire

 Start your budget planning process at least five years before you plan to retire to help you determine whether you’ll have enough

Insure Your Income With Disability Coverage

If you and your family depend on income from your small business, you need to ensure that cash flow in the event your work flow falters.

Are your overlooking your most valuable asset?

You’ve insured your home and personal property, your vehicles and your life, but are you overlooking your most

The Future Of Wealth Management

A great transfer in wealth from aging baby boomers to younger generations is under way, and it is reshaping the wealth management industry in ways that demand greater efficiency and adaptation by incumbent firms.

There is a great transfer of wealth happening

 The shift to new investors is

529 College Savings Account Basics

Guide your savings plan to a 529 plan 529s have become one of the most popular college savings options. Here are some basics.

Looking to save for college? Take a number – the number 529 to be exact.

College Savings Accounts, or 529s as they’re nicknamed (after the IRS tax code), have

A Choice: Taxable or Tax-Free Income in Retirement?

Forty years ago, the Stanford marshmallow experiment explored self-control by offering preschoolers a choice: Take a marshmallow immediately and get only one or wait to take a marshmallow and get two. Some chose the first option; others the second.

Take tax-free distributions as long as certain requirements are met

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